Cignpost Term Life

Good value, essential life cover with enhanced options.

A simple, term life insurance solution, Cignpost Life has advanced underwriting for an immediate decision, requires no medical and can be completed in as little as 5 minutes.

What is Cignpost Term Life?

What are the Cignpost Term Life cover options?

Important documents

Why choose Cignpost Term Life?

How it works

Immediate decision

Get a quote

Quick apply

Policy sold

What are the Cignpost Term Life Cover options?

Essential cover

Our essential cover asks just 8 basic underwriting questions and has the following limits;

  • £1,000 to £250,000 sum assured
  • 5 to 40 year term
  • Entry age of 18 to 56
  • Expiry age of 24 to 70
  • Level, increasing or decreasing cover types
  • Single and joint policy options

Enhanced cover

Our enhanced cover offers increased limits and additional options within as little as 7 additional questions.

  • Up to £750,000 sum assured on an age basis

    • 41 - 50 £400,000
    • 51 - 55 £300,000
    • 56 - 65 £150,000
  • Entry age up to 65 with cover up to age 80
  • Option to add waiver of premium

    Selecting waiver of premiums means your clients monthly premiums will be waived if they meet the required definition of incapacity for 26 consecutive weeks. Waiver of premium is subject to underwriting and comes at an additional cost. For more information on waiver of premium visit our FAQ section or take a look at our policy terms and conditions.

Important documents


Key Features


Terms & Conditions


Sales aid

  • Simple life products
  • Buy now solution
  • Complete in 5 minutes
  • Dynamic underwriting
  • Switch on integration
  • Flexible application
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Cignpost Life is underwritten by   iptiQ

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