Simple, smart life insurance

Cignpost Life provides good value quality cover in a quick and simple way.

A simple, term life insurance solution, Cignpost Life has advanced underwriting for an immediate decision, requires no medical and can be completed in as little as 5 minutes.

Coronavirus (COVID-19) update

We're in this together. For information on how we are working during this period and for answers to your questions, please read our Coronavirus (COVID-19) FAQs.

Why Cignpost Life?

Cignpost Life Online

Cignpost Life for Advisers

Compare our products

Why Cignpost Life

At Cignpost we understand how busy everyone is! That’s why we’ve designed products and application processes that are quick, easy and fully digitised. Our unique solutions give you and your customers an immediate decision with no medical evidence required.

With two unique solutions, we believe in giving you and your customers choice. Advice from an experienced financial adviser is important especially for customers who do not know what they need or have complex circumstances. It is however recognised that in a world where pretty much anything can be bought online there is a need for customers to be able to purchase their financial protection online too.

Cignpost Life can be integrated quickly and simply into your online application or activated through your iress login to be offered over the phone.

Ready to offer Cignpost Life
to your customers?


  • Policies sold in 5 minutes
  • Easy to understand
  • Essential cover


  • Immediate decision
  • No medical evidence
  • Intuitive application

...with enhanced options

  • Cover up to £750K
  • Entry age up to 65 with cover up to age 80
  • Waiver of premium

To find out more on what’s included in a Cignpost Term Life policy please click here.

  • Buy online
  • Complete in
    5 minutes
  • 5 yes / no medical
    history questions
  • Cover from £5*
    per month
  • Critical illness cover
    as an add on

Compare our products

Cignpost Life for Advisers

  • Up to £750,000 sum assured
  • 5 to 40 years cover term
  • Max entry age up to 65 years old
  • Max expiry age up to 80 years old
  • Waiver of premium
  • Dynamic underwriting questions (minimum of 8 underwriting questions)
  • Switch on integration

Cignpost Life Online

  • Up to £250,000 sum assured
  • 5 to 40 years cover term
  • Max entry age up to 54 years old
  • Max expiry age up to 64 years old
  • 5 underwriting questions
  • Critical illness cover available as an add on.
  • Simple API integration
"Thanks for all your help and hard work to get this live. Really appreciate the speedy and positive approach everyone takes to move things forward." - Martin
insurance times, cover excellence, protection review

Cignpost Life has received several industry accolades including being nominated for a number of awards.

Cignpost Life is underwritten by   iptiQ

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