Simple, smart life insurance

Purchase instant life cover online in minutes.

Good value quality life insurance, just 5 minutes is all you need to get covered with Cignpost Life.

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What is life insurance?

How much cover do you need?

How long do you need to cover for?

Critical illness cover

Existing customers

Instant online cover

Instant online cover

Purchase life insurance anytime in just 5 minutes, using our simple online application - we understand life is busy, so you can get cover instantly online whenever it suits you.

How much cover do you need?

The amount of cover you need will depend on your own personal circumstance, there is no one-size-fits-all answer. The factors you may need to consider include covering;

  • Mortgage or rent payments
  • Any other loan or debt repayments
  • Household bills
  • Education and childcare expenses
  • Loss of income.

How long do you need cover for?

If you are using the policy to cover a mortgage then the policy term should be the same as the remaining length of your mortgage. If you are using the policy for family protection people often choose a term that provides cover until their children reach independence. The choice is yours.

Get your quote today!

What affects the price of life insurance?

The amount of cover - your monthly premium will be higher if you need a large cover amount.

amount of cover
cover length

The length of cover - like with cover amount, the longer you need cover for the higher your monthly premium could be.

Your age - monthly premiums are usually lower the younger you are.

your age
joint cover

Single or joint policy - the cost of two people jointly covered will be cheaper than two separate individual polices.

If you smoke - being a non smoker will typically mean your premiums are lower than if you smoke.

Quick and simple applications

Quick and simple application

We use a straight forward, short application form and keep jargon to a minimum to help you get cover quickly and simply.

Quick and simple application

Immediate decision

Find out if you are eligible in minutes with 5 simple, yes / no questions, thanks to our smart technology.

Good value quality cover

Good value quality cover

Cover starts from just £5 per month, with choice on the amount, type and length of cover you would like - life is complicated, life insurance doesn't need to be!

Read the latest Cignpost Life & industry news

Dementia Support

Dementia Support People with dementia experience a number of different challenges in their day-to-day life, and it’s important to recognise ways to support our loved ones and make their lives a little easier.  Here are some tips to help you with

Case study – Emma

Emma and her financial protection Please note: The following is an example customer. Emma is a 30-year-old single mum; her daughter is 4 years old and will be starting school soon. Looking at schools has made Emma realise her little girl is growing

Case study – Sarah

Sarah and her financial protection Please note: The following is an example customer. Sarah works as a care assistant. In her line of work, she sees first-hand how loss can affect people and the financial impact it can have on a family. She’s seen

* £5.30 monthly premium is based on a 30-year non-smoker, level term insurance for 20 years with £100,000 of cover. Premium correct at 29.03.2021.

Cignpost Life is underwritten by   iptiQ

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