Coronavirus (COVID-19) update
We're in this together. For information on how we are working during this period and for answers to your questions, please read our Coronavirus (COVID-19) FAQs.
Purchase life insurance anytime in just 5 minutes, using our simple online application - we understand life is busy, so you can get cover instantly online whenever it suits you.
The amount of cover you need will depend on your own personal circumstance, there is no one-size-fits-all answer. The factors you may need to consider include covering;
If you are using the policy to cover a mortgage then the policy term should be the same as the remaining length of your mortgage. If you are using the policy for family protection people often choose a term that provides cover until their children reach independence. The choice is yours.
The amount of cover - your monthly premium will be higher if you need a large cover amount.
The length of cover - like with cover amount, the longer you need cover for the higher your monthly premium could be.
Your age - monthly premiums are usually lower the younger you are.
Single or joint policy - the cost of two people jointly covered will be cheaper than two separate individual polices.
If you smoke - being a non smoker will typically mean your premiums are lower than if you smoke.
We use a straight forward, short application form and keep jargon to a minimum to help you get cover quickly and simply.
Find out if you are eligible in minutes with 5 simple, yes / no questions, thanks to our smart technology.
Cover starts from just £5 per month, with choice on the amount, type and length of cover you would like - life is complicated, life insurance doesn't need to be!
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* £5.30 monthly premium is based on a 30-year non-smoker, level term insurance for 20 years with £100,000 of cover. Premium correct at 29.03.2021.