Simple, smart life insurance

Purchase instant life cover online in minutes.

Good value quality life insurance, just 5 minutes is all you need to get covered with Cignpost Life.

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Coronavirus (COVID-19) update

We're in this together. For information on how we are working during this period and for answers to your questions, please read our Coronavirus (COVID-19) FAQs.

What is life insurance?

How much cover do you need?

How long do you need to cover for?

Critical illness cover

Existing customers

Instant online cover

Instant online cover

Purchase life insurance anytime in just 5 minutes, using our simple online application - we understand life is busy, so you can get cover instantly online whenever it suits you.

How much cover do you need?

The amount of cover you need will depend on your own personal circumstance, there is no one-size-fits-all answer. The factors you may need to consider include covering;

  • Mortgage or rent payments
  • Any other loan or debt repayments
  • Household bills
  • Education and childcare expenses
  • Loss of income.

How long do you need cover for?

If you are using the policy to cover a mortgage then the policy term should be the same as the remaining length of your mortgage. If you are using the policy for family protection people often choose a term that provides cover until their children reach independence. The choice is yours.

Get your quote today!

What affects the price of life insurance?

The amount of cover - your monthly premium will be higher if you need a large cover amount.

amount of cover
cover length

The length of cover - like with cover amount, the longer you need cover for the higher your monthly premium could be.

Your age - monthly premiums are usually lower the younger you are.

your age
joint cover

Single or joint policy - the cost of two people jointly covered will be cheaper than two separate individual polices.

If you smoke - being a non smoker will typically mean your premiums are lower than if you smoke.

Quick and simple applications

Quick and simple application

We use a straight forward, short application form and keep jargon to a minimum to help you get cover quickly and simply.

Quick and simple application

Immediate decision

Find out if you are eligible in minutes with 5 simple, yes / no questions, thanks to our smart technology.

Good value quality cover

Good value quality cover

Cover starts from just £5 per month, with choice on the amount, type and length of cover you would like - life is complicated, life insurance doesn't need to be!

Read the latest Cignpost Life & industry news

Why you shouldn’t put off getting financial protection this Christmas

We all want to have a special Christmas this year, most of us didn’t get to celebrate in 2020 how we would have liked, so we’re hoping that Christmas 2021 will make up for it. And let’s be honest,

Our top tips to keep good habits

A new year can be a fresh start and many of us take the opportunity to set some New Year’s resolutions to improve ourselves or to make a change to our lives. They can range from eating a bit

Should I take out critical illness cover?

Critical illnesses have the potential to turn your life upside down. They can happen unexpectedly and take you by surprise, you don’t expect these things to happen to you. But there’s a way to

* £5.30 monthly premium is based on a 30-year non-smoker, level term insurance for 20 years with £100,000 of cover. Premium correct at 29.03.2021.

Cignpost Life is underwritten by   iptiQ

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