Customer Adviser Partner

Cignpost Life for Advisers

Good value, essential life cover with enhanced options.

A simple, term life insurance solution, Cignpost Life has advanced underwriting for an immediate decision, requires no medical and can be completed in as little as 5 minutes.

Why choose Cignpost Term Life?

What is Cignpost Term Life?

How it works

What are the Cignpost Term Life cover options?

How it works

Immediate decision

Get a quote

Quick apply

Policy sold

What are the Cignpost Term Life cover options?


Essential cover

Our essential cover asks just 8 basic underwriting questions and has the following limites;

  • £1,000 to £250,000 sum assured
  • 5 to 40 years cover term
  • Entry age of 18 to 55
  • Expiry age of 24 to 70
  • Level, increasing or decreasing cover types
  • Single and joint policy options

Enhanced cover

Our enhanced cover offers increased limits and additional options within as little as 7 additional questions.

  • Up to £750,000 sum assured on an age basis
    • Up to 40 £750,000
    • 41 - 50 £400,000
    • 51 - 55 £300,000
    • 56 - 65 £150,000
  • Entry age up to 65 with cover up to age 80
  • Option to add waiver of premium

For more information on waiver of premium visit our FAQ section or take a look at our policy terms and conditions.


For full details on what’s included in our cover please read our key features document and policy terms and conditions.
  • Buy online
  • Complete in
    5 minutes
  • 5 yes / no medical
    history questions
  • Cover from £5*
    per month
  • Critical illness cover
    as an add on
insurance times, cover excellence, protection review

Cignpost Life has received several industry accolades including being nominated for a number of awards.

Cignpost Life is underwritten by   iptiQ

Cignpost Life is a trading style of Albany Park Limited which is authorised and regulated by the Financial Conduct Authority. Financial Services Register number for Albany Park Limited is 304130. Albany Park Limited (part of the Inchora Group of companies) is a registered company in England & Wales. Registered number 04296341. Registered and trading address is: Inchora House, Building X92 Cody Technology Park, Old Ively Road, Farnborough, Hampshire, GU14 0LX. Your Cignpost Life Plan is administered and underwritten by iptiQ Life S.A. UK Branch registered in England and Wales. Registration No: BR017015. Registered Office: 30 St Mary Axe, London EC3A 8EP. iptiQ Life S.A. is a public limited company (societéanonyme) incorporated and registered in Luxembourg. Registered Office: 2, rue Edward Steichen, L-2540 Luxembourg, Grand-Duchy of Luxembourg. R.C.S. Luxembourg B 184281. Authorised and regulated by Le Commissariat aux Assurances. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Financial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to operate in the UK for a limited period while seeking full authorisation, are available on the Financial Conduct Authority’s website.

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